Social Security Disability Insurance (SSDI) benefits provide an economic cushion for people with substantial work records who can no longer work because of serious health problems.
This is what you get with SSDI benefits:
In addition to Social Security Disability Insurance, Social Security runs another disability program called Supplemental Security Income (SSI). SSI is for people who can’t work and have limited income and financial resources—and they don’t need to have a substantial recent work history.
This is what SSI disability benefits provide:
Any of the above benefits can make a major difference when your life has been disrupted by health problems.
The disability advocates at Hanley Disability in Indiana help people secure benefits—and regain peace and stability.
Your doctor’s opinion is important, but that alone does not qualify you for benefits. The Social Security Administration has its own criteria for determining disability.
Supplemental Security Income (SSI) is for people with little or no income and resources. Your SSI monthly amount is based on a financial need. It is also determined by different formulas that use such factors as total household income and your entitlement to a DIB benefit, long-term disability benefit or workers’ compensation benefit.
You have a limited time to appeal your initial denial – don’t wait to see if your health improves. Contact Hanley Disability today. Let our experience help win you the benefits you deserve.
Federal law regulates representatives’ fees in Social Security Disability cases. So, virtually every disability representative works on the same fee basis. The fee is 25% of the past due disability benefits you get – not to exceed $6,000. There is no fee if you lose.
Get in touch with Hanley Disability as soon as you can, so we can help. We’ll make sure your application is complete, accurate and strong. You will need to provide information on your medical conditions, treatment, medication and work history. We help gather all the right documents.
A hearing is conducted by the Office of Disability Adjudication & Review of the Social Security Administration. An Administrative Law Judge will preside over your case and testimony is taken under oath.
The hearing is also private. The only people present will be the Judge and the Judge’s assistant, you, your attorney, and any witnesses you may want to have present. Often the Judge may ask a vocational expert and/or medical expert to testify about your ability to work.
Medical records and a medical expert will be accepted as evidence. The Judge or your representative will ask you about your present medical condition, medical history, abilities, education, training, work experience and the limitations in your daily life caused by your disability. You or your advocate may make a closing argument that you are entitled to benefits under Social Security.
Yes. We’ve been helping people get Social Security Disability benefits for over 45 years. At Hanley Disability, Social Security Disability is all we do.
Be completely honest with Social Security in their requests for information, both financial and medical.
Go to your doctors and treatment providers for two reasons. The first reason is for your health. The second reason is because Social Security bases its decisions on the medical evidence in your file. If you are not going for treatment, Social Security can assume that your condition is not severe enough to require treatment.
Don’t give up. It is very common for Social Security to deny claims; it is easy to become discouraged and believe it is useless to pursue your benefits. Your greatest chance to win your claim is at the hearing level, when a judge will personally meet with you and hear your complaints and problem.
It’s also important to hire an experienced advocate to represent you who understands Social Security’s rules and requirements. It is also imperative to do this at the earliest stage possible in your claim for Social Security Disability.
Yes, as long as you don’t earn much. According to Social Security rules, you can collect Social Security Disability benefits if your income represents less than you could earn through Substantial Gainful Activity (SGA).
The exact amount changes annually, and it depends on your disability, but in 2013, the maximum before taxes monthly income was $1,040 for most people, and $1,740 for the blind.
The formulas can be complicated, however, so talk to a disability advocate before you start working. If your income is too high, your benefits could be denied altogether. It’s best that you contact us for an evaluation of your situation, free of charge.
You can file for Social Security Disability benefits as soon as you become disabled. Anyone who suffers a serious illness or injury and is expected to be out of work for a year or more should not delay in filing a claim for Social Security Disability benefits.
Yes. The Social Security Administration looks at age as one of the factors when determining disability. The administration evaluates age as follows:
Yes. If it is necessary for you to attend a hearing before an Administrative Law Judge, an advocate from Hanley Disability will personally represent you.
Contact our office today. We’ll arrange a consultation to determine whether you qualify for Social Security Disability benefits. If you do, we’ll help you start the proceedings for the best chance to win.
Social Security Disability lawyers and advocates can increase your chances of winning benefits. And you don’t pay a fee for an advocate until you win benefits. So there’s little downside to getting professional help for your disability claim.
For something as important and personal as claiming your disability benefits—and protecting your financial future—you want to find the right person to help you through the process. Your disability advocate or lawyer should be experienced, dedicated and caring. You can look for certain qualities in a representative to know if they’re the right one.
Having a disability advocate or lawyer can make the process of filing your first application for disability benefits much more comfortable for you. And working with an advocate can raise your chances of success in the end.
If Social Security decides that you no longer need disability benefits because your health has improved, or you’re working and earning more than disability benefits allow, it will send you a notice of disability cessation, ending your benefits. You can, however, appeal this decision.